Carlos Torres
Branch Manager / Broker Associate NMLS# 235316 DRE# 01840650
Contact Information
Additional Languages
Spanish
Phone
Business Address
Start The Loan Application
Want to get ahead and start uploading files required to get your pre-approval together? Please click the link below and create your account.
Apply Now
Description
My experience in the mortgage lending and real estate industries has allowed me to work with a wide range of clients, from first-time home buyers to savvy investors. I believe that you should be treated as an individual and guided through this complex market. I am dedicated to customer service and achieving the best possible outcome for my clients.
Contact Me Today
Calculator
Calculator by MortgageCalculator.org
Conventional
FHA
VA
Affordability
Refinance
Conventional
FHA
VA
Affordability
Refinance
"Your feedback fuels our growth and helps us serve you better. Your voice matters! Please take a moment to share your experience and let others know how we've exceeded your expectations. Together, we build stronger connections and elevate our service to new heights. Thank you for being part of our journey."
Juan M
We found Equity Smart through a friend that recommended us to talk to Carlos M, as we had a bad experience trying to refinance with our previous mortgage broker.
Carlos M was very clear from the start on the documentation requirements, the expected rates and approval process, and everything was met as expected, without extra processing or documentation and within the expected timeframe.
We had a successful closing with a very competitive rate.
Thank you for your help.
Christian
Carlos made the loan process simple and hassle-free. He took the time to clearly explain every step and educate me on my options, which made the entire experience smooth and stress-free. Great communication and professionalism throughout the process.
Highly recommended!!!