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Carla Rivera

Loan Officer | NMLS# 2763596

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Additional Languages
Spanish, French
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Description

I’m a Mortgage Loan Consultant based in the San Francisco Bay Area, helping buyers, homeowners, and investors navigate the mortgage process with clarity and confidence.

Before transitioning into lending, I spent years working behind the scenes in real estate as a Transaction Coordinator, managing purchases from contract to closing. That experience gives me a deep understanding of how deals actually close, what can derail them, and how to structure loans so clients and agents feel protected every step of the way.

I’m bilingual in English, Spanish, and French and enjoy working with clients from diverse backgrounds, especially those who may feel overwhelmed by the process or have been told “no” in the past. If there’s a smart solution, I’ll find it—or I’ll explain clearly why a different strategy makes more sense.

My goal is simple: to be a reliable, detail-oriented lending partner you can trust—whether you’re buying your first home, optimizing your monthly payment, or building long-term wealth through real estate.

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