Version 1.5 

Desiree Thomas | Loan Officer

NMLS# 287792

Direct: (832) 329-6872

Speaks: English

Extra Payment Mortgage Refinance Calculator

See if you should refinance your mortgage. Enter the details of your current home loan along with details of a new loan to estimate your savings and see if refinancing is right for you!

Current Mortgage
New Mortgage
Loan Amount
Interest Rate
Loan Term
Start of Payment
Extra Principal Payment

Refinance Saving

per month
Lifetime Savings
New Payment
Payoff Period
Calculator By: Choice Home Mortgage
About Me

I am a mother and a wife. I am also a homeowner. For the past many years, I have negotiated terms and conditions for companies & hospitals in the corporate world. I bring that experience with me. The experience to negotiate on the behalf of the consumer to get them the best possible outcome on their scenario.


In the lending space, I fight for my clients. I relate to you. I am a homeowner. I was a first-time homebuyer. I understand what you go through as a buyer. I always keep my customers in the loop so you are never left out. Your loan process with me is easy and smooth and you are never in the dark.


Prior to being in the corporate space, over many years I have been in the real estate market on and off for 20+ years. If you have questions and I do not know the answer, I will find out for you.

Ready to take the next step? 

Let's Get Started!

Need Some Guidance?

We will gladly reach out to you.
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