• Our expert loan officers will guide you through every step of the mortgage process, making sure you are approved as soon as possible.

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    Expert Guidance

    Expert Guidance

    Our expert loan officers will guide you through every step of the mortgage process, making sure you are approved as soon as possible.

    Make Appointment

  • Know what it takes to buy a home. Create a plan to achieve your homeownership goals by reading our detailed home-buyer guide.

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    Home-Buyers Guide

    Home-Buyers Guide

    Know what it takes to buy a home. Create a plan to achieve your homeownership goals by reading our detailed home-buyer guide.

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  • Find out how to be pre-approved for a loan, the loan application process, and how to get a loan that best suits your needs.

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    The Loan Process

    The Loan Process

    Find out how to be pre-approved for a loan, the loan application process, and how to get a loan that best suits your needs.

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  • Welcome to Equity Smart Home Loans

    Congratulations! If you are visiting our site, chances are you are looking to buy a home and that is something to celebrate. We are an established mortgage broker with over 15 years of experience located near North East Los Angeles. Because of our extensive mortgage lender network and our excellent team of loan specialists, we are able to get you a home loan with a rate better than what any bank could provide. Now that's home loans done smart. Don't believe us? See for yourself..

    Our loan officers won't stop working until your loan is funded and you are in your new home. Please consider this website as a platform to launch you on your way; included are rates, calculators, and information to help you make an informed decision. If you have any questions contact us at anytime! We are more than happy to help. 

  • Testimonials

  • Steve Kim was great. He was able to get me a loan with a good refinance rate, where others couldn't because of my high debt to income ratio... He worked very hard, and was there for me through every step. I highly recommend Equity Smart. - Lisa K. ( as seen on yelp!)
  • Professional and always available.When 3 major banks said they couldn't help me, Equity Smart said they would/could. Thank you. - Vincent R. (as seen on Facebook!)
  • Pablo was excellent in explaining the loan process and he took the time to answer all my questions. I felt at ease working with someone who has been in the industry for many years. I highly recommend him. -Vladmir K. (as seen on Zillow)